Our Services

GLOBAL PHONE NETWORK™ — Features & Services

(Extended with Financial Communication & Payments)

Secure Messaging

End-to-end encrypted one-to-one messaging
Encrypted group chats and broadcast channels
Voice messages and multimedia sharing
Disappearing and self-destructing messages
Message editing, deletion, and reactions
Offline message delivery

Voice & Video Communication

High-quality voice calls (1:1 and group)
Secure video calls and video conferencing
Adaptive low-bandwidth mode
Screen sharing (roadmap feature)
Cross-platform compatibility (web, mobile, desktop-ready)

Global Phone Network™ (Internet Telephony)

Internet-to-internet calls worldwide
Internet-to-PSTN (landline & mobile) calls
Virtual international phone numbers
Call forwarding and voicemail
Encrypted call recording (user-controlled)
SIP protocol compatibility

Privacy & Security

End-to-end encryption by default
Forward secrecy and secure key management
Minimal metadata retention
No advertising, no tracking, no data selling
Post-quantum security readiness (roadmap)

Identity & Access

Username-based and phone-based accounts
Decentralized Digital Identity (DID) support
Multi-device synchronization
Device trust and session control
Optional anonymous communication modes

Financial Communication & Payments (FCL™)

Stripe-powered transactional layer

A secure financial layer embedded directly into communication flows.

Core Financial Capabilities

Peer-to-Peer (P2P) Transfers

Account-to-account money transfers between users
Payments initiated directly from one-to-one or group chats
Stripe Connect used for transaction routing and settlement
Supported funding sources:
- internal balance (Stripe balance)
- cards
- bank accounts (country-dependent)

In-Chat Payments

Contextual payments attached to messages or conversations
Real-time payment confirmation inside chats
Transaction status indicators:
- pending
- completed
- failed
- disputed

Payment Requests

Payment request generation from chat interfaces
Embedded secure payment links
Instant acknowledgment and settlement visibility

Wallet & Balance System

Custodial user wallets (initial phase)
Internal balance management:
- receive funds
- send funds
- hold funds
Withdrawals to:
- bank accounts
- cards
- (roadmap) regulated digital currencies

Security Controls

Transaction limits (daily / monthly)
Biometric or PIN-based authorization
Multi-factor confirmation for sensitive actions

Multi-Currency & Cross-Border Transactions

International payments with automatic currency conversion
Transparent display of:
- exchange rates
- transaction fees
- settlement timelines
Optimized for:
- diaspora payments
- remittances
- cross-border services

Compliance, Risk & Trust

Tiered KYC / KYB framework:
- Level 0: communication only
- Level 1: low-value transactions
- Level 2: full P2P transfers
- Institutional level: KYB and enhanced compliance
Stripe Radar integration for fraud detection
Risk-based transaction monitoring
Selective fund holds without full account suspension

Institutional & Enterprise Financial Services

Verified institutional accounts
Support for:
- government entities
- public institutions
- private enterprises
- NGOs and humanitarian organizations

Use Cases

Service payments
Grants and subsidies
Emergency aid distribution
Closed payroll systems
Crisis and disaster response funding

Platform & Infrastructure

Web, mobile, and progressive web application (PWA)
Hybrid cloud and decentralized architecture
Global scalability with regional nodes
Low-latency global connectivity
Optimized for emerging markets and low-bandwidth environments

Ethical Monetization (Optional)

Free core messaging services
Paid international calling
Virtual phone numbers
Business and institutional service plans
Transaction-based fees with full transparency
No behavioral monetization

Future Integrations (Roadmap)

Digital identity systems
Advanced digital currency integration (stablecoins, CBDC-ready)
Programmable payments and escrow mechanisms
AI-assisted fraud and spam protection
Decentralized node governance
National emergency communication and payment systems

GLOBAL PHONE NETWORK™ — Platform Vision

GLOBAL PHONE NETWORK™ is not just a communication app.
It is a global, secure, and sovereign digital communication and transaction infrastructure, designed for individuals, institutions, and nations—where messages, identity, and value move together with trust, privacy, and resilience.